# Block Digit – Privacy Policy & Terms --- **App Name:** Block Digit **Contact Email:** blockdigitwallet@gmail.com **Effective Date:** April 1, 2026 --- ## PRIVACY POLICY ### 1. Introduction Block Digit ("we," "our," or "us") operates the Block Digit mobile application and website (collectively, the "Service"). This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our Service. By using Block Digit, you agree to the terms of this Privacy Policy. --- ### 2. Information We Collect **a) Personal Information** When you register or use Block Digit, we may collect: - Full name - Email address - Phone number - Government-issued ID (for KYC/identity verification) - Date of birth - Residential address **b) Financial Information** - Wallet transaction history (IN/OUT records) - Stacking/staking activity and balances - Merging transaction logs - Withdrawal and deposit records **c) Device & Usage Information** - Device type, model, and operating system - IP address and location data - App usage patterns and session logs - Crash reports and performance data **d) Communications** - Support messages and emails sent to blockdigitwallet@gmail.com - In-app notifications and alerts you interact with --- ### 3. How We Use Your Information We use collected information to: - Create and manage your Block Digit wallet account - Process IN/OUT transactions, stacking, merging, and other wallet operations - Verify your identity and prevent fraud - Send transaction confirmations and account alerts - Improve app performance and user experience - Comply with legal and regulatory requirements - Respond to customer support inquiries - Send promotional updates (only with your consent) --- ### 4. Wallet Features & Data Usage **IN/OUT Transactions:** All deposit (IN) and withdrawal (OUT) transactions are recorded and stored securely. Transaction logs are used for account accuracy, dispute resolution, and regulatory compliance. **Stacking/Staking:** When you participate in stacking features, your balance data and stacking history are recorded to calculate rewards and maintain accurate account records. **Merging:** Merging activity between accounts or assets is logged and tracked to ensure accurate processing and prevent unauthorized actions. **Wallet Balance:** Your current wallet balance and full transaction history are stored securely on our servers and are accessible only by you and authorized Block Digit personnel. --- ### 5. Data Sharing & Disclosure We do not sell your personal information. We may share data with: - **Service Providers:** Third-party vendors assisting with payment processing, KYC verification, cloud storage, and customer support - **Legal Authorities:** When required by law, court order, or government regulation - **Fraud Prevention:** To protect the security and integrity of the platform - **Business Transfers:** In the event of a merger, acquisition, or sale of assets, your data may be transferred to the new entity --- ### 6. Data Security We implement industry-standard security measures including: - End-to-end encryption for transactions - Two-factor authentication (2FA) - Secure HTTPS connections - Regular security audits - Encrypted storage of sensitive data Despite these measures, no method of transmission over the internet is 100% secure. We encourage users to keep their login credentials confidential. --- ### 7. Data Retention We retain your personal and transaction data for as long as your account is active or as required by law. Upon account deletion, we may retain certain data for up to 5 years for legal and compliance purposes. --- ### 8. Your Rights You have the right to: - Access your personal data stored by Block Digit - Request correction of inaccurate data - Request deletion of your account and data (subject to legal obligations) - Withdraw consent for marketing communications at any time - Lodge a complaint with a relevant data protection authority To exercise these rights, contact us at: **blockdigitwallet@gmail.com** --- ### 9. Children's Privacy Block Digit is not intended for users under the age of 18. We do not knowingly collect personal information from minors. If we discover that a minor has created an account, we will promptly delete their information. --- ### 10. Third-Party Links Our app or website may contain links to third-party websites or services. We are not responsible for the privacy practices of those third parties and encourage you to review their privacy policies. --- ### 11. Changes to This Privacy Policy We may update this Privacy Policy from time to time. We will notify users of significant changes via email at blockdigitwallet@gmail.com or through an in-app notification. Continued use of the Service after changes constitutes acceptance of the updated policy. --- ### 12. Contact Us For any privacy-related questions or concerns: **Block Digit** Email: blockdigitwallet@gmail.com --- --- ## TERMS & CONDITIONS ### 1. Acceptance of Terms By downloading, installing, or using the Block Digit app or website, you agree to be legally bound by these Terms and Conditions. If you do not agree, do not use the Service. --- ### 2. Eligibility To use Block Digit, you must: - Be at least 18 years of age - Provide accurate and truthful registration information - Not be prohibited from using financial services under applicable law --- ### 3. Account Registration & Security - You are responsible for maintaining the confidentiality of your account credentials - You must notify Block Digit immediately of any unauthorized access at blockdigitwallet@gmail.com - Block Digit is not liable for losses resulting from unauthorized access due to your failure to secure your account --- ### 4. Wallet Services **IN Transactions (Deposits):** Users may deposit funds into their Block Digit wallet subject to platform limits and verification requirements. **OUT Transactions (Withdrawals):** Withdrawals are processed subject to available balance, identity verification, and applicable processing times. **Stacking:** Users may participate in stacking programs offered within the app. Stacking rewards are calculated based on the terms displayed at the time of participation. Block Digit reserves the right to modify stacking terms with prior notice. **Merging:** Users may merge balances or assets as permitted within the app. All merging actions are final and irreversible once confirmed. --- ### 5. Fees Block Digit may charge fees for certain transactions including withdrawals, conversions, or premium features. All applicable fees will be clearly displayed before you confirm a transaction. --- ### 6. Prohibited Activities You agree not to: - Use Block Digit for money laundering, fraud, or any illegal activity - Attempt to hack, reverse-engineer, or tamper with the app - Create multiple accounts to abuse promotions or stacking rewards - Impersonate another user or entity - Use the platform to fund or facilitate terrorist activities Violation of these terms may result in immediate account suspension and reporting to relevant authorities. --- ### 7. Limitation of Liability Block Digit is not liable for: - Losses due to market fluctuation of digital assets - Service interruptions caused by technical issues or third-party failures - Unauthorized access resulting from user negligence - Errors in transactions caused by incorrect information entered by the user --- ### 8. Termination Block Digit reserves the right to suspend or terminate your account at any time if you violate these Terms or engage in suspicious activity, with or without prior notice. --- ### 9. Governing Law These Terms are governed by applicable laws. Any disputes shall be resolved through negotiation first, and if unresolved, through binding arbitration or the competent courts of the applicable jurisdiction. --- ### 10. Changes to Terms We may update these Terms at any time. Updated terms will be posted in the app and on our website. Continued use after updates constitutes acceptance. --- ### 11. Contact **Block Digit Support** Email: blockdigitwallet@gmail.com --- *Last Updated: April 1, 2026* *© 2026 Block Digit. All Rights Reserved.*